AAA    Commercial                    AAA    Commercial
Year  Quarter Bond Rate Paper Rate   Year  Quarter Bond Rate Paper Rate

1953     1      3.070     2.327      1962     1      4.410     3.243
         2      3.323     2.623               2      4.297     3.203
         3      3.270     2.747               3      4.337     3.333
         4      3.133     2.373               4      4.257     3.263
1954     1      2.957     2.037      1963     1      4.197     3.310
         2      2.877     1.633               2      4.220     3.317
         3      2.883     1.363               3      4.287     3.697
         4      2.887     1.310               4      4.333     3.907
1955     1      2.980     1.613      1964     1      4.370     3.950
         2      3.033     1.967               2      4.407     3.933
         3      3.100     2.327               3      4.410     3.910
         4      3.117     2.833               4      4.430     4.063
1956     1      3.097     3.000      1965     1      4.420     4.300
         2      3.263     3.263               2      4.443     4.380
         3      3.423     3.350               3      4.497     4.380
         4      3.677     3.630               4      4.613     4.470
1957     1      3.700     3.630      1966     1      4.813     4.970
         2      3.773     3.683               2      5.003     5.427
         3      4.070     3.953               3      5.320     5.790
         4      3.997     3.993               4      5.383     6.000
1958     1      3.607     2.917      1967     1      5.120     5.450
         2      3.580     1.817               2      5.263     4.717
         3      3.870     2.130               3      5.617     4.973
         4      4.093     3.213               4      6.027     5.303
1959     1      4.130     3.303      1968     1      6.127     5.580
         2      4.353     3.603               2      6.253     6.080
         3      4.473     4.193               3      6.077     5.963
         4      4.570     4.760               4      6.243     5.963
1960     1      4.553     4.678      1969     1      6.700     6.657
         2      4.453     4.073               2      6.887     7.540
         3      4.313     3.373               3      7.063     8.487
         4      4.320     3.270               4      7.467     8.620
1961     1      4.270     3.013      1970     1      7.893     8.553
         2      4.283     2.860               2      8.140     8.167
         3      4.437     2.897               3      8.220     7.837
         4      4.410     3.057               4      7.907     7.293